Moving on .

I've been blogging for a few years now. Sometimes sporadically sometimes daily, but almost regularly. I have finally separated from XSU and starting to live a new life on my own. The original blog helped me get through the painful process of the end of the marriage, along with some bumpy roads dealing with a critically ill child in the midst of the end of marriage mess. Now this blog will see me through the new paths and adventures that life has to offer. Restructuring my life. My way. My experiences, ventings, musings on that whole big and not so big deal.

October 29, 2009

Forget Freedom 55!

I have been at a pre retirement seminar for the last three days. They recommend we take them at the start of our work life mid way through then again at the 5-10 year mark before we retire. I have to say I am quite fortunate to have a government pension as well as my RRSPs. Listening to the various people give us the goods on how much money we're going to need to live on was a little scary but I am nearly okay. The only thing I find is it looks like I'll have to work til age 62 or 60 rather than saying good bye at 58 or so. No Freedom 55 for me much to my chagrin.

Not enough equity in my house due to separation, no spousal unit to split my income and bring down my tax rate and a will that according to the resident legal expert brought in, is in need of some revision. This all adds up to a few more years of work.

I decided to take a teaching assignment at our local community college. Gotta bring in some extra income for my investment portfolio - such as it is - or better, pay off the credit cards. I am going to be teaching a marketing course for the paraprofessionals. Should be fun. I am designing the course too so that will give me a few extra bucks. It's not a huge amount of money, and I only get paid during teaching time, not prep time which is typcial. hmmm I could use my rabble rousing union shop steward expertise and maybe get them "organized." It's a challenge I wanted to try just to be in a new environment and meeting different people.

We've started the count down for Frenchy five days and she's back to France.


Lily on the Road said...

Teaching certainly sounds interesting, good for you!

I had the bank appointment yesterday and I'll be freedom 90 due to having to remortgage with no RRSP's, no pension, no SU, so basically my life sucks and I'll be working till I'm dead...

Oh, sorry if that's sounds synical, I'm okay with it...



Rudy said...

I haven't looked at my investments in a while. I suppose I should take a peek.

I am eligible to retire with full pension in 8 yrs 9 mths 22 dys tick tick tick but that only means that I am eligible to work for anyone else and not the gov (which would make moving to blondie easier). Not that I can stop there.

It has been a number of years since I went to a retirement training. back when I found out that the ex had much different plans for retirement than I did (little did I know, her version didn't even include me)

What's that saying... love what you do and you'll never work another day in your life. I do remember that the instructor said an option many people overlook is DON'T retire. If you like what you're doing and look forward to the day then why change it and take a chance on being bored and miserable in retirement?