Share and share alike?

I am not impressed with my bank.    The woman I deal with at my bank does not return phone calls.  After I was done re newing my mortgage  and meeting with my family lawyer to review the bill and paperwork  she reported  that she spent far too much time chasing down the banker - which added a few dollars to my bottom line.

I should have paid closer attention.  This weekend I was supposed to have my roof replaced.  It's going to be a beautiful day by November standards - sunny about 8 C that's about 46-48F no rain , little wind. Perfect!  And where are my roofers?  At someone else's house because the woman at the bank never managed to get back to me.  She left me a message on Wednesday to call her Thursday - which I did and she never returned my call until late in the day.   This past week at work has been incredibly pressure filled and I most certainly wasn't sitting around waiting for her to call.

UGH.  I chose the roofing company because it's managed by the husband of a woman I know at work.  They were planning to come on the weekend if I paid cash and could avoid the taxes.  It was a great deal. So if I have to pay with a credit card it will negate the original plan.   Because the roof was an unexpected expense I didn't budget for it and need a loan.   

I arrived home after work last night to a message from bank lady - "come in on Saturday and let's have a chat."  Oh we'll have a chat all right.

I'll probably go to my secondary bank and see if they'll help.  The joint line of credit was there and so are most of my accounts.  This bank has never given me the time of day any time I went in alone or with the XSU so I am not hopeful.

And the roof is bad. It won't withstand another winter.

I expect though that this too shall pass.

Moral of the story - girls!  Establish yourself financially as a singleton wherever possible  -

Sharing cookies and cake and maybe a beer - okay   Sharing your money and your credit rating - don't even go there!